Public Sector

Punjab National Bank (PNB)

The Name You Can Bank Upon

📍 New Delhi 📅 Est. 1894 🏢 12,200+ Branches
Visit Official Website Contact Bank

About PNB

Punjab National Bank (PNB) is an Indian public sector bank headquartered in New Delhi. The bank was founded in 1894 and is the second largest public sector bank in India. It serves over 180 million customers through its 12,000+ branches and 13,000+ ATMs across the country.

🏦 12,200+ Branches
🏧 13,000+ ATMs
👥 70,000+ Employees
📱 PNB ONE Mobile App

💵 Savings Account

2.70% Interest Rate

Minimum Balance Requirements

  • Metro/Urban: Rs. 2,000
  • Semi-Urban: Rs. 1,000
  • Rural: Rs. 500

BSBDA Available

Account Features

Free Debit Card Free Internet Banking Mobile Banking SMS Alerts

💰 Fixed Deposit (FD) Interest Rates

Tenure Interest Rate
7-14 days 3.50%
15-29 days 3.50%
30-45 days 4.50%
46-90 days 5.50%
91-179 days 6.00%
180-270 days 6.50%
271 days - 1 year 6.80%
1-2 years 7.00%
2-3 years 6.75%
3-5 years 6.50%
5-10 years 6.50%
Senior Citizen Extra +0.50%

* Rates are subject to change. Please verify with the bank before investing.

📈 Recurring Deposit (RD) Interest Rates

Tenure Interest Rate
1 year 6.80%
2 years 6.75%
3 years 6.50%
5 years 6.50%

🏠 Loan Interest Rates

Home Loan

8.45% - 10.25%
Processing: 0.35% + GST Max Tenure: 30 years

Car Loan

8.55% - 10.50%
Processing: 0.50% Max Tenure: 7 years

Personal Loan

10.40% - 14.50%
Processing: 1% Max Tenure: 5 years

Education Loan

8.55% - 10.25%
Processing: Nil Max Tenure: 15 years

Gold Loan

8.75% - 9.75%
Processing: 0.50% Max Tenure: 3 years

Loan Against Property

9.35% - 11.00%
Processing: 0.50% Max Tenure: 15 years

💳 Credit Cards

PNB Pride

Annual Fee: Rs. 399 1 point per Rs. 100

PNB RuPay Platinum

Annual Fee: Rs. 499 Reward points on spends

📦 Locker Charges & Service Fees

🔐 Locker Annual Rent

  • Small: Rs. 1,500/year
  • Medium: Rs. 3,000/year
  • Large: Rs. 6,000/year
  • Extra Large: Rs. 10,000/year

💸 Service Charges

  • NEFT (Online): Free
  • RTGS (Online): Free
  • IMPS: Rs. 2 - Rs. 15
  • Cheque Book: 10 leaves free
  • Debit Card Annual: Rs. 100 - Rs. 300
  • SMS Alerts: Rs. 12/quarter

📞 Customer Care Numbers

Toll Free 1800-180-2222
General Helpline 1800-103-2222
Credit Card 1800-180-2345
NRI Services 1800-180-2345

SWIFT Code: PUNBINBB

IFSC Format: PUNB0XXXXXX