About KVB
Karur Vysya Bank was established in 1916 in Karur, Tamil Nadu by M. A. Venkatarama Chettiar and Athi Krishna Chettiar. It is one of the oldest private sector banks in India and has a strong presence in Tamil Nadu and other southern states.
800+
Branches
2,100+
ATMs
8,000+
Employees
KVB DLite
Mobile App
💵 Savings Account
3.25%
Interest Rate
Minimum Balance Requirements
- Metro/Urban: Rs. 5,000
- Semi-Urban: Rs. 2,500
- Rural: Rs. 1,000
KVB Basic Account
Account Features
💰 Fixed Deposit (FD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 7-45 days | 4.00% |
| 46-90 days | 5.00% |
| 91-180 days | 5.75% |
| 181 days - 1 year | 6.75% |
| 1-2 years | 7.25% |
| 2-3 years | 7.20% |
| 3-5 years | 7.00% |
| 5-10 years | 6.75% |
| Senior Citizen Extra | +0.50% |
* Rates are subject to change. Please verify with the bank before investing.
📈 Recurring Deposit (RD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 6 months | 5.75% |
| 1 year | 6.75% |
| 2 years | 7.25% |
| 3 years | 7.00% |
| 5 years | 6.75% |
🏠 Loan Interest Rates
Home Loan
8.80% - 10.80%
Processing: 0.50% + GST
Max Tenure: 30 years
Car Loan
9.00% - 11.50%
Processing: 0.50% + GST
Max Tenure: 7 years
Personal Loan
11.75% - 17.00%
Processing: 1% + GST
Max Tenure: 5 years
Education Loan
9.25% - 12.00%
Processing: 0.50%
Max Tenure: 15 years
Gold Loan
9.25% - 11.50%
Processing: 0.50%
Max Tenure: 2 years
Loan Against Property
10.25% - 12.75%
Processing: 0.75% + GST
Max Tenure: 15 years
💳 Credit Cards
KVB Platinum Card
Annual Fee: Rs. 1,000
2 points per Rs. 100
KVB Signature Card
Annual Fee: Rs. 3,500
Lounge access + rewards
KVB Gold Card
Annual Fee: Rs. 500
1 point per Rs. 100
📦 Locker Charges & Service Fees
🔐 Locker Annual Rent
- Small: Rs. 2,500/year
- Medium: Rs. 5,000/year
- Large: Rs. 10,000/year
- Extra Large: Rs. 18,000/year
💸 Service Charges
- NEFT (Online): Free
- RTGS (Online): Free
- IMPS: Rs. 2.50 - Rs. 15
- Cheque Book: 25 leaves free
- Debit Card Annual: Rs. 200 - Rs. 500
- SMS Alerts: Rs. 20/quarter
📞 Customer Care Numbers
Toll Free
1800-102-1916
General Helpline
1800-200-1916
Credit Card
1800-102-1916
NRI Services
1800-200-1916
SWIFT Code: KVBLINBB
IFSC Format: KVBL0XXXXXX