About IndusInd
IndusInd Bank is a new-generation private sector bank in India, established in 1994. It was founded by Srichand P. Hinduja and is headquartered in Mumbai. The bank has grown significantly and is known for its innovative banking solutions.
2,600+
Branches
2,900+
ATMs
45,000+
Employees
IndusMobile
Mobile App
💵 Savings Account
3.50%
Interest Rate
Minimum Balance Requirements
- Metro/Urban: Rs. 10,000
- Semi-Urban: Rs. 5,000
- Rural: Rs. 2,500
Indus Delite Account
Account Features
💰 Fixed Deposit (FD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 7-14 days | 3.50% |
| 15-30 days | 4.00% |
| 31-45 days | 4.50% |
| 46-90 days | 5.50% |
| 91-180 days | 6.50% |
| 181 days - 1 year | 7.00% |
| 1-2 years | 7.50% |
| 2-3 years | 7.50% |
| 3-5 years | 7.25% |
| 5-10 years | 7.00% |
| Senior Citizen Extra | +0.50% |
* Rates are subject to change. Please verify with the bank before investing.
📈 Recurring Deposit (RD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 6 months | 6.50% |
| 1 year | 7.00% |
| 2 years | 7.50% |
| 3 years | 7.25% |
| 5 years | 7.00% |
🏠 Loan Interest Rates
Home Loan
8.35% - 11.75%
Processing: 0.50%
Max Tenure: 30 years
Car Loan
8.50% - 13.00%
Processing: 0.50%
Max Tenure: 7 years
Personal Loan
10.49% - 26.00%
Processing: Up to 3%
Max Tenure: 5 years
Education Loan
11.50% - 15.00%
Processing: 1%
Max Tenure: 10 years
Gold Loan
11.00% - 16.00%
Processing: 0.50%
Max Tenure: 2 years
Loan Against Property
9.25% - 13.00%
Processing: 1%
Max Tenure: 15 years
💳 Credit Cards
IndusInd Legend
Annual Fee: Rs. 3,000
2 points per Rs. 100
IndusInd Platinum
Annual Fee: Rs. 1,500
1.5 points per Rs. 100
IndusInd Tiger
Annual Fee: Rs. 1,999
Cricket benefits
📦 Locker Charges & Service Fees
🔐 Locker Annual Rent
- Small: Rs. 4,000/year
- Medium: Rs. 8,000/year
- Large: Rs. 16,000/year
- Extra Large: Rs. 25,000/year
💸 Service Charges
- NEFT (Online): Free
- RTGS (Online): Free
- IMPS: Rs. 2.50 - Rs. 15
- Cheque Book: 25 leaves free
- Debit Card Annual: Rs. 200 - Rs. 600
- SMS Alerts: Rs. 25/quarter
📞 Customer Care Numbers
Toll Free
1860-500-5004
General Helpline
1860-267-7777
Credit Card
1860-500-5004
NRI Services
1860-267-7777
SWIFT Code: INDBINBB
IFSC Format: INDB0XXXXXX