About ICICI
ICICI Bank Limited is an Indian multinational banking and financial services company headquartered in Mumbai, Maharashtra with its registered office in Vadodara, Gujarat. It offers a wide range of banking products and financial services for corporate and retail customers through various delivery channels and specialized subsidiaries.
5,900+
Branches
17,000+
ATMs
1,30,000+
Employees
iMobile Pay
Mobile App
💵 Savings Account
3.00%
Interest Rate
Minimum Balance Requirements
- Metro/Urban: Rs. 10,000
- Semi-Urban: Rs. 5,000
- Rural: Rs. 2,000
Basic Savings Account
Account Features
💰 Fixed Deposit (FD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 7-14 days | 3.00% |
| 15-29 days | 3.50% |
| 30-45 days | 4.50% |
| 46-60 days | 5.50% |
| 61-90 days | 5.50% |
| 91 days - 6 months | 6.00% |
| 6 months - 1 year | 6.60% |
| 1-2 years | 7.10% |
| 2-3 years | 7.25% |
| 3-5 years | 7.10% |
| 5-10 years | 7.00% |
| Senior Citizen Extra | +0.50% |
* Rates are subject to change. Please verify with the bank before investing.
📈 Recurring Deposit (RD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 6 months | 6.00% |
| 1 year | 6.60% |
| 2 years | 7.10% |
| 3 years | 7.25% |
| 5 years | 7.00% |
🏠 Loan Interest Rates
Home Loan
8.40% - 9.45%
Processing: 0.50% + GST
Max Tenure: 30 years
Car Loan
8.50% - 9.70%
Processing: 0.50% + GST
Max Tenure: 7 years
Personal Loan
10.50% - 19.00%
Processing: Up to 2.50%
Max Tenure: 5 years
Education Loan
9.85% - 12.00%
Processing: 1% + GST
Max Tenure: 10 years
Gold Loan
10.00% - 16.00%
Processing: 1%
Max Tenure: 1 year
Loan Against Property
9.00% - 11.00%
Processing: 1% + GST
Max Tenure: 15 years
💳 Credit Cards
ICICI Amazon Pay
Annual Fee: Free
5% on Amazon, 2% on bill payments
ICICI Coral
Annual Fee: Rs. 500
2 PAYBACK points per Rs. 100
ICICI Rubyx
Annual Fee: Rs. 3,000
4 PAYBACK points per Rs. 100
ICICI Sapphiro
Annual Fee: Rs. 6,500
Premium lounge access
ICICI Emeralde
Annual Fee: Rs. 12,000
Unlimited lounge access
📦 Locker Charges & Service Fees
🔐 Locker Annual Rent
- Small: Rs. 3,500/year
- Medium: Rs. 7,000/year
- Large: Rs. 14,000/year
- Extra Large: Rs. 22,000/year
💸 Service Charges
- NEFT (Online): Free
- RTGS (Online): Free
- IMPS: Rs. 5 - Rs. 15
- Cheque Book: 25 leaves free/quarter
- Debit Card Annual: Rs. 200 - Rs. 750
- SMS Alerts: Rs. 25/quarter
📞 Customer Care Numbers
Toll Free
1800-102-4242
General Helpline
1800-200-3344
Credit Card
1800-102-4242
NRI Services
1800-103-7188
Loans
1800-102-4242
SWIFT Code: ABORINBB
IFSC Format: ICIC0XXXXXX