🏦 Complete Bank Directory India 2025

All Indian Banks - Interest Rates, Loans, Customer Care, Branches & More

Showing 25 of 25 banks

🏦 25 Total Banks
🏛️ 13 Public Sector
💼 12 Private Sector
📍 1,00,000+ Total Branches
🧮 5 Calculators

🧮 Financial Calculators

Calculate EMI, FD Maturity, RD Returns & Loan Eligibility instantly

💳 EMI Calculator

Calculate your monthly EMI for Home Loan, Car Loan, Personal Loan or any other loan

₹1L₹5Cr
5%20%
1 Yr30 Yrs
Monthly EMI ₹43,391
Principal Amount ₹50,00,000
Total Interest ₹54,13,840
Total Payment ₹1,04,13,840

Year-wise Breakdown

Year Principal Interest Balance

💰 Fixed Deposit Calculator

Calculate your FD maturity amount with interest compounding

₹10K₹1Cr
3%10%
1 Yr10 Yrs
Maturity Amount ₹1,41,478
Principal Amount ₹1,00,000
Total Interest Earned ₹41,478
Effective Yield 7.19%

📈 Recurring Deposit Calculator

Calculate maturity value of your monthly RD investments

₹500₹1L
3%10%
1 Yr10 Yrs
Maturity Amount ₹7,26,455
Total Deposits ₹6,00,000
Total Interest Earned ₹1,26,455
Effective Return 21.08%

✅ Loan Eligibility Calculator

Check how much loan you can get based on your income

₹20K₹5L
6%15%
5 Yrs30 Yrs
Maximum Loan Amount ₹57,65,000
Maximum EMI Affordable ₹50,000
Available for EMI ₹50,000
FOIR Used 50%

Loan Approval Chances

High (85%)

💡 Tips to Increase Eligibility

  • Clear existing loans to increase available EMI capacity
  • Add co-applicant income for higher loan amount
  • Opt for longer tenure to reduce EMI burden

📊 SIP Calculator

Calculate wealth growth through Systematic Investment Plan

₹500₹1L
6%25%
1 Yr30 Yrs
Total Wealth Created ₹50,45,760
Total Investment ₹18,00,000
Estimated Returns ₹32,45,760
Wealth Multiplier 2.8x
🏦

State Bank of India (SBI)

Public Sector Est. 1955 📍 Mumbai, Maharashtra 📱 YONO SBI

📞 Customer Care Numbers

Toll free: 1800-11-2211
General: 1800-425-3800
Credit card: 1800-180-1290

🏢 Network & Digital Banking

22,000+ Branches
65,000+ ATMs

Mobile App: YONO SBI

Net Banking: OnlineSBI

SWIFT Code: SBININBB

IFSC Format: SBIN0XXXXXX

💵 Savings Account Details

2.70% Interest Rate

Metro: Rs. 3,000

Urban: Rs. 2,000

Rural: Rs. 1,000

BSBD Account Available

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-45 days 3.50%
46-179 days 5.50%
180-210 days 6.00%
211 days - 1 year 6.50%
1-2 years 7.00%
2-3 years 7.00%
3-5 years 6.50%
5-10 years 6.50%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 6.50%
2 years 7.00%
3 years 7.00%
5 years 6.50%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.50% - 9.65%
Car Loan 8.65% - 9.80%
Personal Loan 11.00% - 14.50%
Education Loan 8.15% - 10.50%
Gold Loan 8.50% - 9.50%
Loan Against Property 9.10% - 10.25%

🔐 Locker Charges

Small Rs. 2,000/year
Medium Rs. 4,000/year
Large Rs. 8,000/year
Extra Large Rs. 12,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2.50 - Rs. 25
Cheque Book: First 10 leaves free
Debit Card Annual: Rs. 125 - Rs. 425
SMS Alerts: Rs. 15/quarter

💳 Popular Credit Cards

SimplyCLICK SimplyLIFE BPCL SBI Card Air India SBI Signature IRCTC SBI Card

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Car Loan Personal Loan Education Loan Credit Card Demat Account
💳

HDFC Bank

Private Sector Est. 1994 📍 Mumbai, Maharashtra 📱 HDFC Bank Mobile App

📞 Customer Care Numbers

Toll free: 1800-120-1243
General: 1800-266-4332
Credit card: 1800-120-1243

🏢 Network & Digital Banking

8,300+ Branches
21,000+ ATMs

Mobile App: HDFC Bank Mobile App

Net Banking: NetBanking

SWIFT Code: HDFCINBB

IFSC Format: HDFC0XXXXXX

💵 Savings Account Details

3.00% Interest Rate

Metro: Rs. 10,000

Urban: Rs. 5,000

Rural: Rs. 2,500

Basic Savings Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-14 days 3.00%
15-29 days 3.50%
30-45 days 4.50%
46-60 days 5.50%
61-90 days 5.50%
91 days - 6 months 6.00%
6 months - 1 year 6.60%
1-2 years 7.10%
2-3 years 7.15%
3-5 years 7.10%
5-10 years 7.00%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
6 months 6.00%
1 year 6.60%
2 years 7.10%
3 years 7.15%
5 years 7.00%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.35% - 9.40%
Car Loan 8.50% - 9.50%
Personal Loan 10.50% - 21.00%
Education Loan 9.00% - 13.25%
Gold Loan 9.50% - 14.50%
Loan Against Property 8.65% - 10.40%

🔐 Locker Charges

Small Rs. 3,000/year
Medium Rs. 6,000/year
Large Rs. 12,000/year
Extra Large Rs. 20,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2.50 - Rs. 15
Cheque Book: 25 leaves free/quarter
Debit Card Annual: Rs. 150 - Rs. 750
SMS Alerts: Free

💳 Popular Credit Cards

Regalia Infinia Millennia Diners Club Black MoneyBack+ Freedom

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Car Loan Personal Loan Credit Card Demat Account NRI Services
🏧

ICICI Bank

Private Sector Est. 1994 📍 Mumbai, Maharashtra 📱 iMobile Pay

📞 Customer Care Numbers

Toll free: 1800-102-4242
General: 1800-200-3344
Credit card: 1800-102-4242

🏢 Network & Digital Banking

5,900+ Branches
17,000+ ATMs

Mobile App: iMobile Pay

Net Banking: Internet Banking

SWIFT Code: ABORINBB

IFSC Format: ICIC0XXXXXX

💵 Savings Account Details

3.00% Interest Rate

Metro: Rs. 10,000

Urban: Rs. 5,000

Rural: Rs. 2,000

Basic Savings Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-14 days 3.00%
15-29 days 3.50%
30-45 days 4.50%
46-60 days 5.50%
61-90 days 5.50%
91 days - 6 months 6.00%
6 months - 1 year 6.60%
1-2 years 7.10%
2-3 years 7.25%
3-5 years 7.10%
5-10 years 7.00%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
6 months 6.00%
1 year 6.60%
2 years 7.10%
3 years 7.25%
5 years 7.00%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.40% - 9.45%
Car Loan 8.50% - 9.75%
Personal Loan 10.50% - 19.00%
Education Loan 9.25% - 13.50%
Gold Loan 10.00% - 16.00%
Loan Against Property 8.85% - 10.50%

🔐 Locker Charges

Small Rs. 2,500/year
Medium Rs. 5,500/year
Large Rs. 11,000/year
Extra Large Rs. 18,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2.50 - Rs. 15
Cheque Book: 25 leaves free/quarter
Debit Card Annual: Rs. 200 - Rs. 750
SMS Alerts: Rs. 25/quarter

💳 Popular Credit Cards

Amazon Pay Coral Rubyx Sapphiro Emeralde Platinum

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Car Loan Personal Loan Credit Card Demat Account NRI Services
🏦

Punjab National Bank (PNB)

Public Sector Est. 1894 📍 New Delhi 📱 PNB ONE

📞 Customer Care Numbers

Toll free: 1800-180-2222
General: 1800-103-2222
Grievance: 011-28044776
Credit card: 1800-180-2345

🏢 Network & Digital Banking

10,100+ Branches
13,000+ ATMs

Mobile App: PNB ONE

Net Banking: PNB Internet Banking

SWIFT Code: PUNBINBB

IFSC Format: PUNB0XXXXXX

💵 Savings Account Details

2.70% Interest Rate

Metro: Rs. 2,000

Urban: Rs. 1,000

Rural: Rs. 500

BSBDA Available

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-14 days 3.50%
15-45 days 4.00%
46-90 days 5.00%
91-179 days 5.50%
180-270 days 6.00%
271 days - 1 year 6.50%
1-2 years 7.00%
2-3 years 6.75%
3-5 years 6.50%
5-10 years 6.50%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 6.50%
2 years 6.75%
3 years 6.50%
5 years 6.50%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.45% - 10.25%
Car Loan 8.55% - 10.40%
Personal Loan 10.40% - 14.95%
Education Loan 7.70% - 10.50%
Gold Loan 8.25% - 9.50%
Loan Against Property 9.20% - 10.75%

🔐 Locker Charges

Small Rs. 1,500/year
Medium Rs. 3,000/year
Large Rs. 6,000/year
Extra Large Rs. 10,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2 - Rs. 20
Cheque Book: 10 leaves free
Debit Card Annual: Rs. 100 - Rs. 300
SMS Alerts: Rs. 12/quarter

💳 Popular Credit Cards

PNB RuPay Platinum PNB Visa Gold PNB RuPay Select

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Vehicle Loan Education Loan Gold Loan NRI Services PNB ONE App
💰

Bank of Baroda (BoB)

Public Sector Est. 1908 📍 Vadodara, Gujarat 📱 bob World

📞 Customer Care Numbers

Toll free: 1800-102-4455
General: 1800-258-4455
Credit card: 1800-103-4568

🏢 Network & Digital Banking

8,200+ Branches
11,500+ ATMs

Mobile App: bob World

Net Banking: Baroda Connect

SWIFT Code: BARBINBB

IFSC Format: BARB0XXXXXX

💵 Savings Account Details

2.75% Interest Rate

Metro: Rs. 2,000

Urban: Rs. 1,000

Rural: Rs. 500

BSBDA Available

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-14 days 3.50%
15-45 days 4.00%
46-90 days 5.00%
91-180 days 5.50%
181 days - 1 year 6.50%
1-2 years 7.05%
2-3 years 7.00%
3-5 years 6.50%
5-10 years 6.50%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 6.50%
2 years 7.00%
3 years 6.50%
5 years 6.50%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.40% - 10.65%
Car Loan 8.50% - 10.75%
Personal Loan 10.50% - 15.50%
Education Loan 7.70% - 10.75%
Gold Loan 8.50% - 9.75%
Loan Against Property 9.15% - 11.00%

🔐 Locker Charges

Small Rs. 1,800/year
Medium Rs. 3,500/year
Large Rs. 7,000/year
Extra Large Rs. 11,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2 - Rs. 15
Cheque Book: 10 leaves free
Debit Card Annual: Rs. 150 - Rs. 350
SMS Alerts: Rs. 15/quarter

💳 Popular Credit Cards

BoB Premier BoB Select BoB IRCTC RuPay

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Car Loan Personal Loan Gold Loan NRI Banking bob World App
💼

Axis Bank

Private Sector Est. 1993 📍 Mumbai, Maharashtra 📱 Axis Mobile

📞 Customer Care Numbers

Toll free: 1800-419-5959
General: 1800-103-5577
Credit card: 1800-419-0067

🏢 Network & Digital Banking

4,900+ Branches
16,000+ ATMs

Mobile App: Axis Mobile

Net Banking: Axis Net Banking

SWIFT Code: AXISINBB

IFSC Format: UTIB0XXXXXX

💵 Savings Account Details

3.00% Interest Rate

Metro: Rs. 10,000

Urban: Rs. 5,000

Rural: Rs. 2,500

Basic Savings Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-14 days 3.00%
15-29 days 3.50%
30-45 days 4.50%
46-60 days 5.25%
61 days - 6 months 5.75%
6 months - 9 months 6.25%
9 months - 1 year 6.70%
1-2 years 7.10%
2-3 years 7.15%
3-5 years 7.10%
5-10 years 7.00%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
6 months 5.75%
1 year 6.70%
2 years 7.10%
3 years 7.15%
5 years 7.00%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.60% - 9.85%
Car Loan 8.60% - 10.10%
Personal Loan 10.49% - 22.00%
Education Loan 9.50% - 14.50%
Gold Loan 10.00% - 17.00%
Loan Against Property 9.00% - 10.75%

🔐 Locker Charges

Small Rs. 2,500/year
Medium Rs. 5,000/year
Large Rs. 10,000/year
Extra Large Rs. 16,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2.50 - Rs. 15
Cheque Book: 25 leaves free/quarter
Debit Card Annual: Rs. 200 - Rs. 600
SMS Alerts: Rs. 25/quarter

💳 Popular Credit Cards

Flipkart Axis Magnus My Zone ACE Neo Atlas

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan Credit Card Demat Account Forex Services Axis ASAP
🏦

Canara Bank

Public Sector Est. 1906 📍 Bengaluru, Karnataka 📱 Canara ai1

📞 Customer Care Numbers

Toll free: 1800-425-0018
General: 1800-103-0018
Grievance: 080-22064141
Credit card: 1800-103-3568

🏢 Network & Digital Banking

9,600+ Branches
12,000+ ATMs

Mobile App: Canara ai1

Net Banking: Canara Net Banking

SWIFT Code: CNRBINBB

IFSC Format: CNRB0XXXXXX

💵 Savings Account Details

2.90% Interest Rate

Metro: Rs. 1,000

Urban: Rs. 500

Rural: Rs. 250

BSBDA Available

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-45 days 4.00%
46-90 days 5.00%
91-179 days 5.50%
180-269 days 6.00%
270 days - 1 year 6.50%
1-2 years 7.00%
2-3 years 7.00%
3-5 years 6.70%
5-10 years 6.50%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 6.50%
2 years 7.00%
3 years 6.70%
5 years 6.50%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.40% - 10.25%
Car Loan 8.50% - 10.55%
Personal Loan 10.45% - 15.25%
Education Loan 8.15% - 10.65%
Gold Loan 7.65% - 9.15%
Loan Against Property 9.00% - 10.65%

🔐 Locker Charges

Small Rs. 1,500/year
Medium Rs. 3,000/year
Large Rs. 6,500/year
Extra Large Rs. 10,500/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2 - Rs. 15
Cheque Book: 10 leaves free
Debit Card Annual: Rs. 125 - Rs. 300
SMS Alerts: Rs. 12/quarter

💳 Popular Credit Cards

Canara RuPay Platinum Canara Visa Classic

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Vehicle Loan Education Loan Gold Loan Canara ai1 App
🏦

Union Bank of India

Public Sector Est. 1919 📍 Mumbai, Maharashtra 📱 Union Vyom

📞 Customer Care Numbers

Toll free: 1800-22-22-44
General: 1800-208-2244
Grievance: 022-22896295
Credit card: 1800-22-22-43

🏢 Network & Digital Banking

8,700+ Branches
11,000+ ATMs

Mobile App: Union Vyom

Net Banking: U-Mobile

SWIFT Code: UBININBB

IFSC Format: UBIN0XXXXXX

💵 Savings Account Details

2.75% Interest Rate

Metro: Rs. 1,000

Urban: Rs. 500

Rural: Rs. 250

BSBDA Available

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-14 days 3.50%
15-45 days 4.00%
46-90 days 5.00%
91-179 days 5.50%
180-269 days 6.00%
270 days - 1 year 6.50%
1-2 years 7.00%
2-3 years 6.90%
3-5 years 6.50%
5-10 years 6.50%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 6.50%
2 years 6.90%
3 years 6.50%
5 years 6.50%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.35% - 10.35%
Car Loan 8.40% - 10.65%
Personal Loan 10.30% - 14.90%
Education Loan 7.80% - 10.60%
Gold Loan 7.80% - 9.25%
Loan Against Property 9.10% - 10.75%

🔐 Locker Charges

Small Rs. 1,500/year
Medium Rs. 3,000/year
Large Rs. 6,000/year
Extra Large Rs. 10,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2 - Rs. 15
Cheque Book: 10 leaves free
Debit Card Annual: Rs. 125 - Rs. 300
SMS Alerts: Rs. 12/quarter

💳 Popular Credit Cards

Union RuPay Platinum Union Miles Visa Union Visa Signature

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Car Loan Gold Loan NRI Services Union Vyom App
💳

Kotak Mahindra Bank

Private Sector Est. 2003 📍 Mumbai, Maharashtra 📱 Kotak 811

📞 Customer Care Numbers

Toll free: 1800-209-0000
General: 1800-266-0811
Credit card: 1800-209-5600

🏢 Network & Digital Banking

1,800+ Branches
3,200+ ATMs

Mobile App: Kotak 811

Net Banking: Kotak Net Banking

SWIFT Code: ABORINBB

IFSC Format: KKBK0XXXXXX

💵 Savings Account Details

3.50% Interest Rate

Metro: Rs. 10,000

Urban: Rs. 5,000

Rural: Rs. 2,500

811 Zero Balance Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-14 days 2.75%
15-30 days 3.25%
31-45 days 4.00%
46-90 days 5.00%
91-120 days 5.50%
121 days - 6 months 6.00%
6 months - 1 year 6.50%
1-2 years 7.10%
2-3 years 7.20%
3-5 years 6.75%
5-10 years 6.50%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
6 months 5.50%
1 year 6.50%
2 years 7.10%
3 years 6.75%
5 years 6.50%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.70% - 9.65%
Car Loan 8.50% - 10.25%
Personal Loan 10.99% - 26.00%
Education Loan 10.00% - 16.00%
Gold Loan 10.00% - 17.00%
Loan Against Property 9.00% - 11.50%

🔐 Locker Charges

Small Rs. 3,500/year
Medium Rs. 7,000/year
Large Rs. 14,000/year
Extra Large Rs. 22,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Free up to Rs. 25,000
Cheque Book: 20 leaves free/quarter
Debit Card Annual: Rs. 199 - Rs. 799
SMS Alerts: Free

💳 Popular Credit Cards

811 Credit Card Veer Royale Signature Fortune Gold Urbane Gold

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan Credit Card Demat Account 811 Digital Account Kotak FASTag
🏧

IndusInd Bank

Private Sector Est. 1994 📍 Mumbai, Maharashtra 📱 IndusMobile

📞 Customer Care Numbers

Toll free: 1800-209-5000
General: 1800-123-6000
Credit card: 1800-267-7777

🏢 Network & Digital Banking

2,600+ Branches
2,900+ ATMs

Mobile App: IndusMobile

Net Banking: IndusNet

SWIFT Code: INDBINBB

IFSC Format: INDB0XXXXXX

💵 Savings Account Details

4.00% Interest Rate

Metro: Rs. 10,000

Urban: Rs. 5,000

Rural: Rs. 2,500

Indus Delite Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-14 days 3.50%
15-30 days 4.00%
31-45 days 4.50%
46-90 days 5.50%
91-120 days 6.00%
121 days - 6 months 6.50%
6 months - 1 year 7.00%
1-2 years 7.50%
2-3 years 7.50%
3-5 years 7.00%
5-10 years 6.75%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
6 months 6.50%
1 year 7.00%
2 years 7.50%
3 years 7.00%
5 years 6.75%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.65% - 10.25%
Car Loan 8.75% - 11.25%
Personal Loan 10.49% - 26.00%
Education Loan 10.50% - 15.00%
Gold Loan 11.00% - 16.00%
Loan Against Property 9.50% - 12.00%

🔐 Locker Charges

Small Rs. 3,000/year
Medium Rs. 6,000/year
Large Rs. 12,000/year
Extra Large Rs. 18,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2.50 - Rs. 15
Cheque Book: 25 leaves free/quarter
Debit Card Annual: Rs. 300 - Rs. 750
SMS Alerts: Rs. 25/quarter

💳 Popular Credit Cards

Tiger Pinnacle Platinum Aura Nexxt Legend Pioneer

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan Credit Card Vehicle Loan IndusMobile App Video Banking
💼

Yes Bank

Private Sector Est. 2004 📍 Mumbai, Maharashtra 📱 Yes Mobile

📞 Customer Care Numbers

Toll free: 1800-103-5485
General: 1800-200-1000
Credit card: 1800-103-0999

🏢 Network & Digital Banking

1,200+ Branches
1,300+ ATMs

Mobile App: Yes Mobile

Net Banking: Yes Online

SWIFT Code: YESBINBB

IFSC Format: YESB0XXXXXX

💵 Savings Account Details

4.00% - 5.00% Interest Rate

Metro: Rs. 10,000

Urban: Rs. 5,000

Rural: Rs. 2,500

Yes Premia Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-14 days 4.00%
15-45 days 4.75%
46-90 days 5.50%
91-180 days 6.50%
181 days - 1 year 7.25%
1-2 years 7.50%
2-3 years 7.50%
3-5 years 7.25%
5-10 years 7.00%
Senior Citizen Extra +0.75%

📈 Recurring Deposit (RD) Rates

Tenure Rate
6 months 6.50%
1 year 7.25%
2 years 7.50%
3 years 7.25%
5 years 7.00%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.75% - 10.50%
Car Loan 9.00% - 11.50%
Personal Loan 10.99% - 20.00%
Education Loan 10.50% - 14.50%
Gold Loan 11.00% - 15.50%
Loan Against Property 9.75% - 12.50%

🔐 Locker Charges

Small Rs. 2,500/year
Medium Rs. 5,000/year
Large Rs. 10,000/year
Extra Large Rs. 15,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2.50 - Rs. 15
Cheque Book: 20 leaves free/quarter
Debit Card Annual: Rs. 250 - Rs. 599
SMS Alerts: Rs. 25/quarter

💳 Popular Credit Cards

Yes First Yes Premia Yes Prosperity Yes Ace

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Personal Loan Credit Card Business Loan Yes Mobile App
🏦

IDBI Bank

Public Sector Est. 1964 📍 Mumbai, Maharashtra 📱 IDBI GO Mobile

📞 Customer Care Numbers

Toll free: 1800-209-4324
General: 1800-200-1947
Credit card: 1800-425-7600

🏢 Network & Digital Banking

1,900+ Branches
3,600+ ATMs

Mobile App: IDBI GO Mobile

Net Banking: IDBI Net Banking

SWIFT Code: IBKLINBB

IFSC Format: IBKL0XXXXXX

💵 Savings Account Details

3.00% Interest Rate

Metro: Rs. 2,500

Urban: Rs. 1,000

Rural: Rs. 500

BSBDA Available

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-14 days 3.50%
15-29 days 4.00%
30-45 days 4.50%
46-90 days 5.25%
91-180 days 5.75%
181 days - 1 year 6.50%
1-2 years 6.75%
2-3 years 6.50%
3-5 years 6.25%
5-10 years 6.00%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 6.50%
2 years 6.50%
3 years 6.25%
5 years 6.00%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.40% - 10.75%
Car Loan 8.50% - 11.00%
Personal Loan 10.50% - 15.75%
Education Loan 8.50% - 11.25%
Gold Loan 8.75% - 10.50%
Loan Against Property 9.25% - 11.50%

🔐 Locker Charges

Small Rs. 1,800/year
Medium Rs. 3,500/year
Large Rs. 7,000/year
Extra Large Rs. 11,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2 - Rs. 15
Cheque Book: 10 leaves free
Debit Card Annual: Rs. 150 - Rs. 350
SMS Alerts: Rs. 15/quarter

💳 Popular Credit Cards

IDBI Euphoria IDBI Winnings

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan Gold Loan IDBI GO App LIC Products
💼

Federal Bank

Private Sector Est. 1931 📍 Aluva, Kerala 📱 FedMobile

📞 Customer Care Numbers

Toll free: 1800-425-1199
General: 1800-420-1199
Credit card: 1800-420-1199

🏢 Network & Digital Banking

1,400+ Branches
1,900+ ATMs

Mobile App: FedMobile

Net Banking: FedNet

SWIFT Code: FDRLINBB

IFSC Format: FDRL0XXXXXX

💵 Savings Account Details

2.75% Interest Rate

Metro: Rs. 5,000

Urban: Rs. 2,000

Rural: Rs. 500

Fed First Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-14 days 3.50%
15-45 days 4.50%
46-90 days 5.25%
91-180 days 6.00%
181 days - 1 year 6.75%
1-2 years 7.15%
2-3 years 7.00%
3-5 years 6.50%
5-10 years 6.25%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 6.75%
2 years 7.00%
3 years 6.50%
5 years 6.25%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.55% - 10.45%
Car Loan 8.75% - 10.75%
Personal Loan 10.49% - 18.00%
Education Loan 9.50% - 13.00%
Gold Loan 8.75% - 11.50%
Loan Against Property 9.25% - 11.75%

🔐 Locker Charges

Small Rs. 2,000/year
Medium Rs. 4,000/year
Large Rs. 8,000/year
Extra Large Rs. 12,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2.50 - Rs. 15
Cheque Book: 20 leaves free/quarter
Debit Card Annual: Rs. 150 - Rs. 500
SMS Alerts: Rs. 20/quarter

💳 Popular Credit Cards

Federal Bank Visa Federal Bank Celesta

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan NRI Services FedMobile Gold Loan
🏛️

Bank of India

Public Sector Est. 1906 📍 Mumbai, Maharashtra 📱 BOI Mobile

📞 Customer Care Numbers

Toll free: 1800-103-1906
General: 1800-220-229
Credit card: 1800-103-1906

🏢 Network & Digital Banking

5,100+ Branches
5,800+ ATMs

Mobile App: BOI Mobile

Net Banking: Star Connect

SWIFT Code: BABORINBB

IFSC Format: BKID0XXXXXX

💵 Savings Account Details

2.75% Interest Rate

Metro: Rs. 1,000

Urban: Rs. 500

Rural: Rs. 250

Basic Savings Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-45 days 3.50%
46-179 days 5.50%
180-270 days 6.25%
271 days - 1 year 6.80%
1-2 years 7.05%
2-3 years 6.75%
3-5 years 6.50%
5-10 years 6.50%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 6.80%
2 years 6.75%
3 years 6.50%
5 years 6.50%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.40% - 10.50%
Car Loan 8.50% - 10.75%
Personal Loan 10.50% - 14.50%
Education Loan 8.50% - 10.50%
Gold Loan 8.50% - 9.50%
Loan Against Property 9.25% - 11.00%

🔐 Locker Charges

Small Rs. 1,500/year
Medium Rs. 3,000/year
Large Rs. 6,000/year
Extra Large Rs. 10,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2 - Rs. 15
Cheque Book: 10 leaves free
Debit Card Annual: Rs. 100 - Rs. 300
SMS Alerts: Rs. 12/quarter

💳 Popular Credit Cards

BOI RuPay Card

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan Education Loan Gold Loan NRI Services
🏦

Central Bank of India

Public Sector Est. 1911 📍 Mumbai, Maharashtra 📱 Cent Mobile

📞 Customer Care Numbers

Toll free: 1800-22-1911
General: 1800-200-1911
Credit card: 1800-22-1911

🏢 Network & Digital Banking

4,500+ Branches
3,900+ ATMs

Mobile App: Cent Mobile

Net Banking: CentNet

SWIFT Code: CBININBB

IFSC Format: CBIN0XXXXXX

💵 Savings Account Details

2.75% Interest Rate

Metro: Rs. 1,000

Urban: Rs. 500

Rural: Rs. 250

Basic Savings Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-45 days 3.50%
46-179 days 5.50%
180-270 days 6.25%
271 days - 1 year 6.70%
1-2 years 6.85%
2-3 years 6.50%
3-5 years 6.50%
5-10 years 6.25%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 6.70%
2 years 6.50%
3 years 6.50%
5 years 6.25%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.45% - 10.45%
Car Loan 8.55% - 10.50%
Personal Loan 10.50% - 14.00%
Education Loan 8.50% - 10.25%
Gold Loan 8.40% - 9.40%
Loan Against Property 9.25% - 10.75%

🔐 Locker Charges

Small Rs. 1,200/year
Medium Rs. 2,500/year
Large Rs. 5,000/year
Extra Large Rs. 8,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2 - Rs. 12
Cheque Book: 10 leaves free
Debit Card Annual: Rs. 100 - Rs. 250
SMS Alerts: Rs. 10/quarter

💳 Popular Credit Cards

CBI Credit Card

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan Education Loan Locker
🏛️

Indian Bank

Public Sector Est. 1907 📍 Chennai, Tamil Nadu 📱 IndOASIS

📞 Customer Care Numbers

Toll free: 1800-425-0000
General: 1800-103-0999
Credit card: 1800-425-0000

🏢 Network & Digital Banking

5,800+ Branches
5,000+ ATMs

Mobile App: IndOASIS

Net Banking: IB Net

SWIFT Code: IDIBINBB

IFSC Format: IDIB0XXXXXX

💵 Savings Account Details

2.80% Interest Rate

Metro: Rs. 1,000

Urban: Rs. 500

Rural: Rs. 250

Basic Savings Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-45 days 3.50%
46-179 days 5.50%
180-270 days 6.30%
271 days - 1 year 6.80%
1-2 years 7.00%
2-3 years 6.75%
3-5 years 6.50%
5-10 years 6.25%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 6.80%
2 years 6.75%
3 years 6.50%
5 years 6.25%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.40% - 10.40%
Car Loan 8.50% - 10.50%
Personal Loan 10.45% - 14.25%
Education Loan 8.40% - 10.25%
Gold Loan 8.25% - 9.25%
Loan Against Property 9.20% - 10.80%

🔐 Locker Charges

Small Rs. 1,500/year
Medium Rs. 3,000/year
Large Rs. 5,500/year
Extra Large Rs. 9,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2 - Rs. 15
Cheque Book: 10 leaves free
Debit Card Annual: Rs. 100 - Rs. 300
SMS Alerts: Rs. 12/quarter

💳 Popular Credit Cards

Indian Bank Visa

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan Education Loan Gold Loan
🏦

Indian Overseas Bank

Public Sector Est. 1937 📍 Chennai, Tamil Nadu 📱 IOB Mobile

📞 Customer Care Numbers

Toll free: 1800-425-4445
General: 1800-103-4445
Credit card: 1800-425-4445

🏢 Network & Digital Banking

3,200+ Branches
3,000+ ATMs

Mobile App: IOB Mobile

Net Banking: IOB NetBanking

SWIFT Code: IOBANINBB

IFSC Format: IOBA0XXXXXX

💵 Savings Account Details

2.70% Interest Rate

Metro: Rs. 1,000

Urban: Rs. 500

Rural: Rs. 250

Basic Savings Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-45 days 3.50%
46-179 days 5.50%
180-270 days 6.25%
271 days - 1 year 6.70%
1-2 years 6.90%
2-3 years 6.50%
3-5 years 6.25%
5-10 years 6.00%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 6.70%
2 years 6.50%
3 years 6.25%
5 years 6.00%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.45% - 10.50%
Car Loan 8.60% - 10.75%
Personal Loan 10.55% - 14.50%
Education Loan 8.50% - 10.50%
Gold Loan 8.50% - 9.50%
Loan Against Property 9.30% - 11.00%

🔐 Locker Charges

Small Rs. 1,200/year
Medium Rs. 2,500/year
Large Rs. 5,000/year
Extra Large Rs. 8,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2 - Rs. 12
Cheque Book: 10 leaves free
Debit Card Annual: Rs. 100 - Rs. 250
SMS Alerts: Rs. 10/quarter

💳 Popular Credit Cards

IOB Credit Card

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan NRI Services
🏦

UCO Bank

Public Sector Est. 1943 📍 Kolkata, West Bengal 📱 UCO mBanking

📞 Customer Care Numbers

Toll free: 1800-103-0123
General: 1800-345-3939
Credit card: 1800-103-0123

🏢 Network & Digital Banking

3,000+ Branches
2,500+ ATMs

Mobile App: UCO mBanking

Net Banking: UCO NetBanking

SWIFT Code: UCBAINBB

IFSC Format: UCBA0XXXXXX

💵 Savings Account Details

2.70% Interest Rate

Metro: Rs. 1,000

Urban: Rs. 500

Rural: Rs. 250

Basic Savings Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-45 days 3.50%
46-179 days 5.50%
180-270 days 6.25%
271 days - 1 year 6.70%
1-2 years 6.80%
2-3 years 6.50%
3-5 years 6.25%
5-10 years 6.00%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 6.70%
2 years 6.50%
3 years 6.25%
5 years 6.00%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.40% - 10.40%
Car Loan 8.55% - 10.50%
Personal Loan 10.50% - 14.25%
Education Loan 8.50% - 10.25%
Gold Loan 8.40% - 9.40%
Loan Against Property 9.25% - 10.75%

🔐 Locker Charges

Small Rs. 1,200/year
Medium Rs. 2,400/year
Large Rs. 4,800/year
Extra Large Rs. 7,500/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2 - Rs. 12
Cheque Book: 10 leaves free
Debit Card Annual: Rs. 100 - Rs. 200
SMS Alerts: Rs. 10/quarter

💳 Popular Credit Cards

UCO RuPay Card

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan Education Loan
🏛️

Bank of Maharashtra

Public Sector Est. 1935 📍 Pune, Maharashtra 📱 Maha Mobile

📞 Customer Care Numbers

Toll free: 1800-102-2636
General: 1800-233-4526
Credit card: 1800-102-2636

🏢 Network & Digital Banking

2,000+ Branches
2,100+ ATMs

Mobile App: Maha Mobile

Net Banking: Maha NetBanking

SWIFT Code: MAHBINBB

IFSC Format: MAHB0XXXXXX

💵 Savings Account Details

2.75% Interest Rate

Metro: Rs. 1,000

Urban: Rs. 500

Rural: Rs. 250

Basic Savings Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-45 days 3.50%
46-179 days 5.50%
180-270 days 6.30%
271 days - 1 year 6.80%
1-2 years 6.95%
2-3 years 6.60%
3-5 years 6.40%
5-10 years 6.25%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 6.80%
2 years 6.60%
3 years 6.40%
5 years 6.25%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.35% - 10.35%
Car Loan 8.45% - 10.45%
Personal Loan 10.40% - 14.00%
Education Loan 8.40% - 10.15%
Gold Loan 8.35% - 9.35%
Loan Against Property 9.15% - 10.65%

🔐 Locker Charges

Small Rs. 1,200/year
Medium Rs. 2,500/year
Large Rs. 5,000/year
Extra Large Rs. 8,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2 - Rs. 12
Cheque Book: 10 leaves free
Debit Card Annual: Rs. 100 - Rs. 250
SMS Alerts: Rs. 10/quarter

💳 Popular Credit Cards

BOM Credit Card

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan Locker
🏦

Punjab & Sind Bank

Public Sector Est. 1908 📍 New Delhi 📱 PSB Mobile

📞 Customer Care Numbers

Toll free: 1800-419-8300
General: 1800-180-5555
Credit card: 1800-419-8300

🏢 Network & Digital Banking

1,500+ Branches
1,000+ ATMs

Mobile App: PSB Mobile

Net Banking: PSB NetBanking

SWIFT Code: PSABORINBB

IFSC Format: PSIB0XXXXXX

💵 Savings Account Details

2.70% Interest Rate

Metro: Rs. 1,000

Urban: Rs. 500

Rural: Rs. 250

Basic Savings Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-45 days 3.50%
46-179 days 5.50%
180-270 days 6.25%
271 days - 1 year 6.70%
1-2 years 6.85%
2-3 years 6.50%
3-5 years 6.25%
5-10 years 6.00%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 6.70%
2 years 6.50%
3 years 6.25%
5 years 6.00%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.45% - 10.45%
Car Loan 8.55% - 10.55%
Personal Loan 10.50% - 14.25%
Education Loan 8.50% - 10.30%
Gold Loan 8.45% - 9.45%
Loan Against Property 9.25% - 10.75%

🔐 Locker Charges

Small Rs. 1,100/year
Medium Rs. 2,200/year
Large Rs. 4,500/year
Extra Large Rs. 7,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2 - Rs. 12
Cheque Book: 10 leaves free
Debit Card Annual: Rs. 100 - Rs. 200
SMS Alerts: Rs. 10/quarter

💳 Popular Credit Cards

PSB RuPay Card

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan
💼

South Indian Bank

Private Sector Est. 1929 📍 Thrissur, Kerala 📱 SIB Mirror+

📞 Customer Care Numbers

Toll free: 1800-425-1809
General: 1800-843-1800
Credit card: 1800-425-1809

🏢 Network & Digital Banking

930+ Branches
1,300+ ATMs

Mobile App: SIB Mirror+

Net Banking: SIB NetBanking

SWIFT Code: SIABORINBB

IFSC Format: SIBL0XXXXXX

💵 Savings Account Details

2.75% Interest Rate

Metro: Rs. 5,000

Urban: Rs. 2,000

Rural: Rs. 500

Basic Savings Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-45 days 4.00%
46-179 days 5.75%
180-270 days 6.50%
271 days - 1 year 7.00%
1-2 years 7.25%
2-3 years 7.00%
3-5 years 6.75%
5-10 years 6.50%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 7.00%
2 years 7.00%
3 years 6.75%
5 years 6.50%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.60% - 10.60%
Car Loan 8.75% - 11.00%
Personal Loan 10.75% - 16.00%
Education Loan 9.25% - 12.00%
Gold Loan 8.75% - 10.75%
Loan Against Property 9.50% - 11.50%

🔐 Locker Charges

Small Rs. 2,000/year
Medium Rs. 4,000/year
Large Rs. 7,500/year
Extra Large Rs. 12,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2.50 - Rs. 15
Cheque Book: 20 leaves free
Debit Card Annual: Rs. 150 - Rs. 400
SMS Alerts: Rs. 15/quarter

💳 Popular Credit Cards

SIB Visa Card

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan NRI Services Gold Loan
💼

Karur Vysya Bank

Private Sector Est. 1916 📍 Karur, Tamil Nadu 📱 KVB DLite

📞 Customer Care Numbers

Toll free: 1800-102-1916
General: 1800-200-1916
Credit card: 1800-102-1916

🏢 Network & Digital Banking

780+ Branches
1,800+ ATMs

Mobile App: KVB DLite

Net Banking: KVB NetBanking

SWIFT Code: KVBLINBB

IFSC Format: KVBL0XXXXXX

💵 Savings Account Details

3.00% Interest Rate

Metro: Rs. 5,000

Urban: Rs. 2,500

Rural: Rs. 1,000

Basic Savings Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-45 days 4.00%
46-179 days 5.75%
180-270 days 6.50%
271 days - 1 year 7.10%
1-2 years 7.30%
2-3 years 7.10%
3-5 years 6.75%
5-10 years 6.50%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 7.10%
2 years 7.10%
3 years 6.75%
5 years 6.50%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.55% - 10.55%
Car Loan 8.70% - 10.90%
Personal Loan 10.70% - 15.50%
Education Loan 9.25% - 11.75%
Gold Loan 8.50% - 10.50%
Loan Against Property 9.40% - 11.25%

🔐 Locker Charges

Small Rs. 1,800/year
Medium Rs. 3,600/year
Large Rs. 7,000/year
Extra Large Rs. 11,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2 - Rs. 15
Cheque Book: 15 leaves free
Debit Card Annual: Rs. 150 - Rs. 350
SMS Alerts: Rs. 12/quarter

💳 Popular Credit Cards

KVB Visa Card

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan Gold Loan NRI Services
💳

Bandhan Bank

Private Sector Est. 2015 📍 Kolkata, West Bengal 📱 Bandhan Bank

📞 Customer Care Numbers

Toll free: 1800-258-8181
General: 033-6632-6363
Credit card: 1800-258-8181

🏢 Network & Digital Banking

5,600+ Branches
650+ ATMs

Mobile App: Bandhan Bank

Net Banking: Bandhan NetBanking

SWIFT Code: BDBLINNB

IFSC Format: BDBL0XXXXXX

💵 Savings Account Details

3.00% Interest Rate

Metro: Rs. 2,000

Urban: Rs. 1,000

Rural: Rs. 500

Basic Savings Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-45 days 4.50%
46-179 days 6.00%
180-270 days 6.75%
271 days - 1 year 7.25%
1-2 years 7.50%
2-3 years 7.25%
3-5 years 7.00%
5-10 years 6.50%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
1 year 7.25%
2 years 7.25%
3 years 7.00%
5 years 6.50%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 9.15% - 11.25%
Car Loan 9.25% - 11.50%
Personal Loan 11.50% - 18.00%
Education Loan 10.00% - 13.00%
Gold Loan 9.50% - 12.00%
Loan Against Property 10.00% - 12.50%

🔐 Locker Charges

Small Rs. 2,500/year
Medium Rs. 5,000/year
Large Rs. 9,000/year
Extra Large Rs. 15,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2.50 - Rs. 15
Cheque Book: 10 leaves free
Debit Card Annual: Rs. 100 - Rs. 350
SMS Alerts: Rs. 15/quarter

💳 Popular Credit Cards

Bandhan Bank RuPay

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan Micro Loans
💳

IDFC First Bank

Private Sector Est. 2015 📍 Mumbai, Maharashtra 📱 IDFC FIRST Bank

📞 Customer Care Numbers

Toll free: 1800-419-4332
General: 1800-209-5500
Credit card: 1800-419-4332

🏢 Network & Digital Banking

800+ Branches
700+ ATMs

Mobile App: IDFC FIRST Bank

Net Banking: IDFC NetBanking

SWIFT Code: IDFBINBB

IFSC Format: IDFB0XXXXXX

💵 Savings Account Details

3.00% Interest Rate

Metro: Rs. 10,000

Urban: Rs. 10,000

Rural: Rs. 5,000

First Savings Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-14 days 3.50%
15-45 days 4.50%
46-90 days 5.50%
91-180 days 6.50%
181 days - 1 year 7.00%
1-2 years 7.50%
2-3 years 7.25%
3-5 years 7.00%
5-10 years 6.50%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
6 months 6.50%
1 year 7.00%
2 years 7.25%
3 years 7.00%
5 years 6.50%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.75% - 10.75%
Car Loan 8.90% - 11.25%
Personal Loan 10.49% - 22.00%
Education Loan 10.50% - 14.00%
Gold Loan 9.50% - 15.00%
Loan Against Property 9.50% - 12.00%

🔐 Locker Charges

Small Rs. 3,000/year
Medium Rs. 6,000/year
Large Rs. 12,000/year
Extra Large Rs. 20,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Free
Cheque Book: Unlimited free
Debit Card Annual: Free
SMS Alerts: Free

💳 Popular Credit Cards

IDFC FIRST Millennia IDFC FIRST Classic IDFC FIRST Select

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Car Loan Personal Loan Credit Card
💳

RBL Bank

Private Sector Est. 1943 📍 Mumbai, Maharashtra 📱 RBL MoBank

📞 Customer Care Numbers

Toll free: 1800-121-9060
General: 022-6115-6300
Credit card: 1800-121-9060

🏢 Network & Digital Banking

500+ Branches
1,400+ ATMs

Mobile App: RBL MoBank

Net Banking: RBL NetBanking

SWIFT Code: RATNINBB

IFSC Format: RATN0XXXXXX

💵 Savings Account Details

3.25% Interest Rate

Metro: Rs. 10,000

Urban: Rs. 5,000

Rural: Rs. 2,500

Abacus Savings Account

💰 Fixed Deposit (FD) Rates

Tenure Rate
7-14 days 3.75%
15-45 days 4.50%
46-90 days 5.50%
91-180 days 6.50%
181 days - 1 year 7.10%
1-2 years 7.50%
2-3 years 7.30%
3-5 years 7.00%
5-10 years 6.50%
Senior Citizen Extra +0.50%

📈 Recurring Deposit (RD) Rates

Tenure Rate
6 months 6.50%
1 year 7.10%
2 years 7.30%
3 years 7.00%
5 years 6.50%

🏠 Loan Interest Rates

Loan Type Rate
Home Loan 8.90% - 11.00%
Car Loan 9.00% - 12.00%
Personal Loan 11.00% - 24.00%
Education Loan 11.00% - 15.00%
Gold Loan 9.75% - 16.00%
Loan Against Property 9.75% - 12.50%

🔐 Locker Charges

Small Rs. 3,500/year
Medium Rs. 7,000/year
Large Rs. 14,000/year
Extra Large Rs. 22,000/year

💳 Service Charges

NEFT: Free (Online)
RTGS: Free (Online)
IMPS: Rs. 2.50 - Rs. 15
Cheque Book: 25 leaves free
Debit Card Annual: Rs. 200 - Rs. 599
SMS Alerts: Rs. 25/quarter

💳 Popular Credit Cards

RBL Platinum Maxima RBL Shoprite RBL Titanium Delight

🛠️ Services Offered

Savings Account Current Account Fixed Deposit Recurring Deposit Home Loan Personal Loan Credit Card

📊 Quick Interest Rate Comparison

Bank Savings A/C FD (1 Year) Home Loan Personal Loan Gold Loan
🏦 SBI 2.70% 7.00% 8.50% - 9.65% 11.00% - 14.50% 8.50% - 9.50%
💳 HDFC 3.00% 7.10% 8.35% - 9.40% 10.50% - 21.00% 9.50% - 14.50%
🏧 ICICI 3.00% 7.10% 8.40% - 9.45% 10.50% - 19.00% 10.00% - 16.00%
🏦 PNB 2.70% 7.00% 8.45% - 10.25% 10.40% - 14.95% 8.25% - 9.50%
💰 BoB 2.75% 7.05% 8.40% - 10.65% 10.50% - 15.50% 8.50% - 9.75%
💼 Axis 3.00% 7.10% 8.60% - 9.85% 10.49% - 22.00% 10.00% - 17.00%
🏦 Canara 2.90% 7.00% 8.40% - 10.25% 10.45% - 15.25% 7.65% - 9.15%
🏦 Union 2.75% 7.00% 8.35% - 10.35% 10.30% - 14.90% 7.80% - 9.25%
💳 Kotak 3.50% 7.10% 8.70% - 9.65% 10.99% - 26.00% 10.00% - 17.00%
🏧 IndusInd 4.00% 7.50% 8.65% - 10.25% 10.49% - 26.00% 11.00% - 16.00%
💼 Yes 4.00% - 5.00% 7.50% 8.75% - 10.50% 10.99% - 20.00% 11.00% - 15.50%
🏦 IDBI 3.00% 6.75% 8.40% - 10.75% 10.50% - 15.75% 8.75% - 10.50%
💼 Federal 2.75% 7.15% 8.55% - 10.45% 10.49% - 18.00% 8.75% - 11.50%
🏛️ BOI 2.75% 7.05% 8.40% - 10.50% 10.50% - 14.50% 8.50% - 9.50%
🏦 CBI 2.75% 6.85% 8.45% - 10.45% 10.50% - 14.00% 8.40% - 9.40%
🏛️ Indian 2.80% 7.00% 8.40% - 10.40% 10.45% - 14.25% 8.25% - 9.25%
🏦 IOB 2.70% 6.90% 8.45% - 10.50% 10.55% - 14.50% 8.50% - 9.50%
🏦 UCO 2.70% 6.80% 8.40% - 10.40% 10.50% - 14.25% 8.40% - 9.40%
🏛️ BOM 2.75% 6.95% 8.35% - 10.35% 10.40% - 14.00% 8.35% - 9.35%
🏦 PSB 2.70% 6.85% 8.45% - 10.45% 10.50% - 14.25% 8.45% - 9.45%
💼 SIB 2.75% 7.25% 8.60% - 10.60% 10.75% - 16.00% 8.75% - 10.75%
💼 KVB 3.00% 7.30% 8.55% - 10.55% 10.70% - 15.50% 8.50% - 10.50%
💳 Bandhan 3.00% 7.50% 9.15% - 11.25% 11.50% - 18.00% 9.50% - 12.00%
💳 IDFC 3.00% 7.50% 8.75% - 10.75% 10.49% - 22.00% 9.50% - 15.00%
💳 RBL 3.25% 7.50% 8.90% - 11.00% 11.00% - 24.00% 9.75% - 16.00%

⚠️ Disclaimer

Interest rates and charges displayed are indicative and subject to change without notice. Please verify current rates from the respective bank's official website before making any financial decisions. Senior citizen rates are typically 0.25% to 0.75% higher than regular rates. Loan rates depend on credit score, income, and other eligibility criteria. Last updated: January 2026.