Public Sector

Central Bank of India

Central to You Since 1911

📍 Mumbai, Maharashtra 📅 Est. 1911 🏢 4,600+ Branches
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About CBI

Central Bank of India was established on December 21, 1911 by Sir Sorabji Pochkhanawala, making it the first commercial bank which was wholly owned and managed by Indians. It was nationalized in 1969 and continues to serve millions of customers across India.

🏦 4,600+ Branches
🏧 4,900+ ATMs
👥 33,000+ Employees
📱 Cent Mobile Mobile App

💵 Savings Account

2.85% Interest Rate

Minimum Balance Requirements

  • Metro/Urban: Rs. 1,000
  • Semi-Urban: Rs. 500
  • Rural: Rs. 250

BSBD Account Available

Account Features

Free ATM Card Internet Banking Mobile Banking Passbook SMS Alerts

💰 Fixed Deposit (FD) Interest Rates

Tenure Interest Rate
7-45 days 3.50%
46-90 days 4.50%
91-180 days 5.50%
181 days - 1 year 6.50%
1-2 years 7.00%
2-3 years 7.00%
3-5 years 6.75%
5-10 years 6.50%
Senior Citizen Extra +0.50%

* Rates are subject to change. Please verify with the bank before investing.

📈 Recurring Deposit (RD) Interest Rates

Tenure Interest Rate
6 months 5.50%
1 year 6.50%
2 years 7.00%
3 years 6.75%
5 years 6.50%

🏠 Loan Interest Rates

Home Loan

8.45% - 10.45%
Processing: 0.50% + GST Max Tenure: 30 years

Car Loan

8.75% - 11.00%
Processing: 0.50% + GST Max Tenure: 7 years

Personal Loan

11.00% - 15.00%
Processing: 1% + GST Max Tenure: 5 years

Education Loan

8.50% - 11.00%
Processing: Nil Max Tenure: 15 years

Gold Loan

8.70% - 10.00%
Processing: 0.50% Max Tenure: 2 years

Loan Against Property

9.60% - 11.50%
Processing: 0.50% + GST Max Tenure: 12 years

💳 Credit Cards

Central Bank RuPay

Annual Fee: Rs. 300 Basic rewards

Cent Gold Card

Annual Fee: Rs. 500 Enhanced benefits

📦 Locker Charges & Service Fees

🔐 Locker Annual Rent

  • Small: Rs. 1,500/year
  • Medium: Rs. 3,000/year
  • Large: Rs. 6,000/year
  • Extra Large: Rs. 10,000/year

💸 Service Charges

  • NEFT (Online): Free
  • RTGS (Online): Free
  • IMPS: Rs. 2.50 - Rs. 15
  • Cheque Book: 20 leaves free
  • Debit Card Annual: Rs. 150 - Rs. 300
  • SMS Alerts: Rs. 15/quarter

📞 Customer Care Numbers

Toll Free 1800-22-1911
General Helpline 1800-200-1911
Credit Card 1800-22-1911
NRI Services 1800-200-1911

SWIFT Code: CBININBB

IFSC Format: CBIN0XXXXXX