Bank of Maharashtra – BankAuctionList

About BOM

Bank of Maharashtra was established in 1935 in Pune by a group of visionaries led by V.G. Kale and D.K. Sathe. It was nationalized in 1969 and has maintained its headquarters in Pune. The bank has a strong presence in Maharashtra and is known for its grassroots banking approach.

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💵 Savings Account

2.90% Interest Rate

Minimum Balance Requirements

Metro/Urban: Rs. 1,000
Semi-Urban: Rs. 500
Rural: Rs. 250

BSBD Account Available

Account Features

Free ATM Card MahaNet Banking Mobile Banking SMS Alerts Passbook

💰 Fixed Deposit (FD) Interest Rates

Tenure	Interest Rate
7-45 days	3.50%
46-90 days	4.50%
91-180 days	5.50%
181 days - 1 year	6.50%
1-2 years	7.00%
2-3 years	6.95%
3-5 years	6.50%
5-10 years	6.50%
Senior Citizen Extra	+0.50%

* Rates are subject to change. Please verify with the bank before investing.

📈 Recurring Deposit (RD) Interest Rates

Tenure	Interest Rate
6 months	5.50%
1 year	6.50%
2 years	7.00%
3 years	6.50%
5 years	6.50%

🏠 Loan Interest Rates

Home Loan

8.35% - 10.35%

Processing: 0.25% + GST Max Tenure: 30 years

Car Loan

8.70% - 10.85%

Processing: 0.50% + GST Max Tenure: 7 years

Personal Loan

10.90% - 14.50%

Processing: 1% + GST Max Tenure: 5 years

Education Loan

8.45% - 10.90%

Processing: Nil Max Tenure: 15 years

Gold Loan

8.55% - 9.75%

Processing: 0.50% Max Tenure: 3 years

Loan Against Property

9.45% - 11.25%

Processing: 0.50% + GST Max Tenure: 15 years

💳 Credit Cards

Maha RuPay Platinum

Annual Fee: Rs. 500 1 point per Rs. 100

Maha Visa Classic

Annual Fee: Rs. 350 Basic rewards

📦 Locker Charges & Service Fees

🔐 Locker Annual Rent

Small: Rs. 1,250/year
Medium: Rs. 2,500/year
Large: Rs. 5,000/year
Extra Large: Rs. 8,000/year

💸 Service Charges

NEFT (Online): Free
RTGS (Online): Free
IMPS: Rs. 2.50 - Rs. 15
Cheque Book: 20 leaves free
Debit Card Annual: Rs. 125 - Rs. 300
SMS Alerts: Rs. 12/quarter

📞 Customer Care Numbers

Toll Free 1800-233-2526

General Helpline 1800-102-2636

Credit Card 1800-233-2526

NRI Services 1800-102-2636

SWIFT Code: MAHBINBB

IFSC Format: MAHB0XXXXXX