About Axis
Axis Bank Limited is the third largest private sector bank in India. The bank offers a wide range of financial products including retail banking, corporate banking, treasury operations, and other banking services. It has grown significantly since its establishment in 1993.
4,800+
Branches
12,000+
ATMs
95,000+
Employees
Axis Mobile
Mobile App
💵 Savings Account
3.00%
Interest Rate
Minimum Balance Requirements
- Metro/Urban: Rs. 10,000
- Semi-Urban: Rs. 5,000
- Rural: Rs. 2,500
Basic Savings Account
Account Features
💰 Fixed Deposit (FD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 7-14 days | 3.00% |
| 15-29 days | 3.50% |
| 30-45 days | 4.25% |
| 46-60 days | 5.25% |
| 61-90 days | 5.25% |
| 91 days - 6 months | 5.75% |
| 6 months - 1 year | 6.70% |
| 1-2 years | 7.10% |
| 2-3 years | 7.10% |
| 3-5 years | 7.10% |
| 5-10 years | 7.00% |
| Senior Citizen Extra | +0.50% |
* Rates are subject to change. Please verify with the bank before investing.
📈 Recurring Deposit (RD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 6 months | 5.75% |
| 1 year | 6.70% |
| 2 years | 7.10% |
| 3 years | 7.10% |
| 5 years | 7.00% |
🏠 Loan Interest Rates
Home Loan
8.75% - 9.65%
Processing: 0.50% + GST
Max Tenure: 30 years
Car Loan
8.65% - 11.75%
Processing: 0.50%
Max Tenure: 7 years
Personal Loan
10.49% - 22.00%
Processing: Up to 2%
Max Tenure: 5 years
Education Loan
13.70% - 15.20%
Processing: 1%
Max Tenure: 10 years
Gold Loan
9.75% - 17.50%
Processing: 0.50%
Max Tenure: 3 years
Loan Against Property
9.00% - 11.75%
Processing: 1%
Max Tenure: 20 years
💳 Credit Cards
Axis Flipkart
Annual Fee: Rs. 500
5% on Flipkart
Axis ACE
Annual Fee: Rs. 499
5% on bill payments
Axis Magnus
Annual Fee: Rs. 12,500
12 EDGE points per Rs. 200
Axis Vistara
Annual Fee: Rs. 3,000
Club Vistara points
📦 Locker Charges & Service Fees
🔐 Locker Annual Rent
- Small: Rs. 3,000/year
- Medium: Rs. 6,500/year
- Large: Rs. 13,000/year
- Extra Large: Rs. 20,000/year
💸 Service Charges
- NEFT (Online): Free
- RTGS (Online): Free
- IMPS: Rs. 2.50 - Rs. 15
- Cheque Book: 25 leaves free
- Debit Card Annual: Rs. 200 - Rs. 750
- SMS Alerts: Rs. 25/quarter
📞 Customer Care Numbers
Toll Free
1800-419-5959
General Helpline
1800-209-5577
Credit Card
1800-419-0067
NRI Services
1800-233-5577
SWIFT Code: AXISINBB
IFSC Format: UTIB0XXXXXX