About RBL
RBL Bank, formerly Ratnakar Bank, was founded in 1943 in Kolhapur, Maharashtra. The bank underwent transformation in 2010 under new management and has grown significantly since then. It is known for its innovative credit card products and co-branded partnerships.
550+
Branches
400+
ATMs
12,000+
Employees
RBL MoBank
Mobile App
💵 Savings Account
4.25%
Interest Rate
Minimum Balance Requirements
- Metro/Urban: Rs. 10,000
- Semi-Urban: Rs. 5,000
- Rural: Rs. 2,500
Edge Savings Account
Account Features
💰 Fixed Deposit (FD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 7-14 days | 4.00% |
| 15-30 days | 4.50% |
| 31-45 days | 5.00% |
| 46-90 days | 5.50% |
| 91-180 days | 6.25% |
| 181 days - 1 year | 7.00% |
| 1-2 years | 7.50% |
| 2-3 years | 7.30% |
| 3-5 years | 7.10% |
| 5-10 years | 6.75% |
| Senior Citizen Extra | +0.50% |
* Rates are subject to change. Please verify with the bank before investing.
📈 Recurring Deposit (RD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 6 months | 6.25% |
| 1 year | 7.00% |
| 2 years | 7.50% |
| 3 years | 7.10% |
| 5 years | 6.75% |
🏠 Loan Interest Rates
Home Loan
9.00% - 11.50%
Processing: 0.50% + GST
Max Tenure: 25 years
Car Loan
9.25% - 12.50%
Processing: 0.50% + GST
Max Tenure: 7 years
Personal Loan
12.00% - 21.00%
Processing: Up to 3%
Max Tenure: 5 years
Education Loan
10.00% - 14.00%
Processing: 1%
Max Tenure: 10 years
Gold Loan
10.50% - 15.00%
Processing: 1%
Max Tenure: 2 years
Loan Against Property
10.00% - 14.00%
Processing: 1% + GST
Max Tenure: 15 years
💳 Credit Cards
RBL Fun+
Annual Fee: Rs. 500
3% cashback on MovieTickets
RBL Shoprite
Annual Fee: Rs. 499
10% discount on shopping
RBL Platinum Maxima
Annual Fee: Rs. 2,000
4X rewards on dining
RBL World Safari
Annual Fee: Rs. 3,000
Travel benefits + lounge
RBL Bank of Baroda
Annual Fee: Rs. 500
Co-branded benefits
📦 Locker Charges & Service Fees
🔐 Locker Annual Rent
- Small: Rs. 3,500/year
- Medium: Rs. 7,000/year
- Large: Rs. 14,000/year
- Extra Large: Rs. 22,000/year
💸 Service Charges
- NEFT (Online): Free
- RTGS (Online): Free
- IMPS: Rs. 2.50 - Rs. 25
- Cheque Book: 25 leaves free
- Debit Card Annual: Rs. 300 - Rs. 750
- SMS Alerts: Rs. 30/quarter
📞 Customer Care Numbers
Toll Free
1800-121-9050
General Helpline
022-6115-6300
Credit Card
1800-121-9050
NRI Services
1800-121-9050
SWIFT Code: RABORINBB
IFSC Format: RATN0XXXXXX