About Federal
Federal Bank Limited is a major Indian private sector bank headquartered in Aluva, Kerala. Founded in 1931, it has grown to become one of India's leading private sector banks with a strong presence in Kerala and expanding footprint across India.
1,400+
Branches
1,900+
ATMs
14,000+
Employees
FedMobile
Mobile App
💵 Savings Account
2.75%
Interest Rate
Minimum Balance Requirements
- Metro/Urban: Rs. 5,000
- Semi-Urban: Rs. 2,000
- Rural: Rs. 500
Fed First Account
Account Features
💰 Fixed Deposit (FD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 7-14 days | 3.50% |
| 15-45 days | 4.50% |
| 46-90 days | 5.25% |
| 91-180 days | 6.00% |
| 181 days - 1 year | 6.75% |
| 1-2 years | 7.15% |
| 2-3 years | 7.00% |
| 3-5 years | 6.50% |
| 5-10 years | 6.25% |
| Senior Citizen Extra | +0.50% |
* Rates are subject to change. Please verify with the bank before investing.
📈 Recurring Deposit (RD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 1 year | 6.75% |
| 2 years | 7.00% |
| 3 years | 6.50% |
| 5 years | 6.25% |
🏠 Loan Interest Rates
Home Loan
8.55% - 10.45%
Processing: 0.50%
Max Tenure: 30 years
Car Loan
8.75% - 10.75%
Processing: 0.50%
Max Tenure: 7 years
Personal Loan
10.49% - 18.00%
Processing: 1%
Max Tenure: 5 years
Education Loan
9.50% - 13.00%
Processing: 0.50%
Max Tenure: 15 years
Gold Loan
8.75% - 11.50%
Processing: 0.50%
Max Tenure: 2 years
Loan Against Property
9.25% - 11.75%
Processing: 0.50%
Max Tenure: 15 years
💳 Credit Cards
Federal Bank Visa
Annual Fee: Rs. 500
1 point per Rs. 100
Federal Bank Celesta
Annual Fee: Rs. 2,500
2X rewards on online
📦 Locker Charges & Service Fees
🔐 Locker Annual Rent
- Small: Rs. 2,000/year
- Medium: Rs. 4,000/year
- Large: Rs. 8,000/year
- Extra Large: Rs. 12,000/year
💸 Service Charges
- NEFT (Online): Free
- RTGS (Online): Free
- IMPS: Rs. 2.50 - Rs. 15
- Cheque Book: 20 leaves free/quarter
- Debit Card Annual: Rs. 150 - Rs. 500
- SMS Alerts: Rs. 20/quarter
📞 Customer Care Numbers
Toll Free
1800-425-1199
General Helpline
1800-420-1199
Credit Card
1800-420-1199
NRI Services
1800-425-1199
SWIFT Code: FDRLINBB
IFSC Format: FDRL0XXXXXX