Public Sector

Bank of Baroda (BOB)

India's International Bank

📍 Vadodara, Gujarat 📅 Est. 1908 🏢 8,200+ Branches
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About BOB

Bank of Baroda (BOB) is an Indian multinational public sector bank headquartered in Vadodara, Gujarat. Founded in 1908, it has grown to become India's third largest public sector bank. The bank has a significant international presence with offices in over 20 countries.

🏦 8,200+ Branches
🏧 11,500+ ATMs
👥 75,000+ Employees
📱 bob World Mobile App

💵 Savings Account

2.75% Interest Rate

Minimum Balance Requirements

  • Metro/Urban: Rs. 2,000
  • Semi-Urban: Rs. 1,000
  • Rural: Rs. 500

Basic Savings Account

Account Features

Free Debit Card Net Banking Mobile Banking Passbook

💰 Fixed Deposit (FD) Interest Rates

Tenure Interest Rate
7-14 days 3.50%
15-45 days 4.00%
46-90 days 5.00%
91-180 days 5.50%
181-270 days 6.25%
271 days - 1 year 6.75%
1-2 years 7.05%
2-3 years 7.00%
3-5 years 6.50%
5-10 years 6.50%
Senior Citizen Extra +0.50%

* Rates are subject to change. Please verify with the bank before investing.

📈 Recurring Deposit (RD) Interest Rates

Tenure Interest Rate
1 year 6.75%
2 years 7.00%
3 years 6.50%
5 years 6.50%

🏠 Loan Interest Rates

Home Loan

8.40% - 10.65%
Processing: 0.50% Max Tenure: 30 years

Car Loan

8.50% - 10.25%
Processing: 0.50% Max Tenure: 7 years

Personal Loan

10.60% - 14.60%
Processing: 1% Max Tenure: 5 years

Education Loan

8.50% - 10.50%
Processing: Nil Max Tenure: 15 years

Gold Loan

8.90% - 9.90%
Processing: 0.25% Max Tenure: 3 years

Loan Against Property

9.40% - 11.25%
Processing: 0.50% Max Tenure: 15 years

💳 Credit Cards

BOB Premier

Annual Fee: Rs. 699 2 points per Rs. 100

BOB Easy

Annual Fee: Rs. 250 1 point per Rs. 150

📦 Locker Charges & Service Fees

🔐 Locker Annual Rent

  • Small: Rs. 1,800/year
  • Medium: Rs. 3,500/year
  • Large: Rs. 7,000/year
  • Extra Large: Rs. 11,000/year

💸 Service Charges

  • NEFT (Online): Free
  • RTGS (Online): Free
  • IMPS: Rs. 2 - Rs. 15
  • Cheque Book: 10 leaves free
  • Debit Card Annual: Rs. 125 - Rs. 350
  • SMS Alerts: Rs. 15/quarter

📞 Customer Care Numbers

Toll Free 1800-102-4455
General Helpline 1800-258-4455
Credit Card 1800-102-4455
NRI Services 1800-102-7788

SWIFT Code: BARBINBB

IFSC Format: BARB0XXXXXX