About HDFC
HDFC Bank Limited is an Indian banking and financial services company, headquartered in Mumbai. It is India's largest private sector bank by assets and world's 10th largest bank by market capitalisation as of April 2021. It is the third largest company by market capitalisation on the Indian stock exchanges.
8,300+
Branches
21,000+
ATMs
1,77,000+
Employees
HDFC Bank Mobile App
Mobile App
💵 Savings Account
3.00%
Interest Rate
Minimum Balance Requirements
- Metro/Urban: Rs. 10,000
- Semi-Urban: Rs. 5,000
- Rural: Rs. 2,500
Basic Savings Account
Account Features
💰 Fixed Deposit (FD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 7-14 days | 3.00% |
| 15-29 days | 3.50% |
| 30-45 days | 4.50% |
| 46-60 days | 5.50% |
| 61-90 days | 5.50% |
| 91 days - 6 months | 6.00% |
| 6 months - 1 year | 6.60% |
| 1-2 years | 7.10% |
| 2-3 years | 7.15% |
| 3-5 years | 7.10% |
| 5-10 years | 7.00% |
| Senior Citizen Extra | +0.50% |
* Rates are subject to change. Please verify with the bank before investing.
📈 Recurring Deposit (RD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 6 months | 6.00% |
| 1 year | 6.60% |
| 2 years | 7.10% |
| 3 years | 7.15% |
| 5 years | 7.00% |
🏠 Loan Interest Rates
Home Loan
8.35% - 9.40%
Processing: 0.50% + GST
Max Tenure: 30 years
Car Loan
8.50% - 9.50%
Processing: 0.50% + GST
Max Tenure: 7 years
Personal Loan
10.50% - 21.00%
Processing: Up to 2.50%
Max Tenure: 5 years
Education Loan
9.00% - 13.25%
Processing: 1% + GST
Max Tenure: 15 years
Gold Loan
9.50% - 14.50%
Processing: 1%
Max Tenure: 2 years
Loan Against Property
8.65% - 10.40%
Processing: 1% + GST
Max Tenure: 15 years
💳 Credit Cards
HDFC Regalia
Annual Fee: Rs. 2,500
4 reward points per Rs. 150
HDFC Infinia
Annual Fee: Rs. 12,500
5 reward points per Rs. 150
HDFC Millennia
Annual Fee: Rs. 1,000
5% cashback on online
HDFC Diners Club Black
Annual Fee: Rs. 10,000
5 reward points per Rs. 150
HDFC MoneyBack+
Annual Fee: Rs. 500
2X rewards on online
📦 Locker Charges & Service Fees
🔐 Locker Annual Rent
- Small: Rs. 3,000/year
- Medium: Rs. 6,000/year
- Large: Rs. 12,000/year
- Extra Large: Rs. 20,000/year
💸 Service Charges
- NEFT (Online): Free
- RTGS (Online): Free
- IMPS: Rs. 2.50 - Rs. 15
- Cheque Book: 25 leaves free/quarter
- Debit Card Annual: Rs. 150 - Rs. 750
- SMS Alerts: Free
📞 Customer Care Numbers
Toll Free
1800-120-1243
General Helpline
1800-266-4332
Credit Card
1800-120-1243
NRI Services
1800-266-4332
Phone Banking
1800-202-6161
SWIFT Code: HDFCINBB
IFSC Format: HDFC0XXXXXX