About SBI
State Bank of India (SBI) is an Indian multinational public sector bank and financial services statutory body headquartered in Mumbai, Maharashtra. SBI is the 43rd largest bank in the world and ranked 221st in the Fortune Global 500 list of the world's biggest corporations of 2020. It is a public sector bank and the largest bank in India with a 23% market share by assets and a 25% share of the total loan and deposits market.
22,000+
Branches
65,000+
ATMs
2,45,000+
Employees
YONO SBI
Mobile App
💵 Savings Account
2.70%
Interest Rate
Minimum Balance Requirements
- Metro/Urban: Rs. 3,000
- Semi-Urban: Rs. 2,000
- Rural: Rs. 1,000
BSBD Account Available
Account Features
💰 Fixed Deposit (FD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 7-45 days | 3.50% |
| 46-179 days | 5.50% |
| 180-210 days | 6.00% |
| 211 days - 1 year | 6.50% |
| 1-2 years | 7.00% |
| 2-3 years | 7.00% |
| 3-5 years | 6.50% |
| 5-10 years | 6.50% |
| Senior Citizen Extra | +0.50% |
* Rates are subject to change. Please verify with the bank before investing.
📈 Recurring Deposit (RD) Interest Rates
| Tenure | Interest Rate |
|---|---|
| 1 year | 6.50% |
| 2 years | 7.00% |
| 3 years | 7.00% |
| 5 years | 6.50% |
🏠 Loan Interest Rates
Home Loan
8.50% - 9.65%
Processing: 0.35% + GST
Max Tenure: 30 years
Car Loan
8.65% - 9.80%
Processing: 0.50% + GST
Max Tenure: 7 years
Personal Loan
11.00% - 14.50%
Processing: 1.50% + GST
Max Tenure: 6 years
Education Loan
8.15% - 10.50%
Processing: Nil
Max Tenure: 15 years
Gold Loan
8.50% - 9.50%
Processing: 0.50%
Max Tenure: 3 years
Loan Against Property
9.10% - 10.25%
Processing: 0.50% + GST
Max Tenure: 15 years
💳 Credit Cards
SBI SimplyCLICK
Annual Fee: Rs. 499
10X rewards on online shopping
SBI SimplyLIFE
Annual Fee: Rs. 499
Milestone benefits
SBI BPCL Card
Annual Fee: Rs. 499
13X rewards on fuel
SBI Air India Signature
Annual Fee: Rs. 4,999
Air miles on spends
SBI Elite
Annual Fee: Rs. 4,999
Premium lounge access
📦 Locker Charges & Service Fees
🔐 Locker Annual Rent
- Small: Rs. 2,000/year
- Medium: Rs. 4,000/year
- Large: Rs. 8,000/year
- Extra Large: Rs. 12,000/year
💸 Service Charges
- NEFT (Online): Free
- NEFT (Branch): Rs. 2 - Rs. 25
- RTGS (Online): Free
- RTGS (Branch): Rs. 20 - Rs. 50
- IMPS: Rs. 2.50 - Rs. 25
- Cheque Book: First 10 leaves free
- Debit Card Annual: Rs. 125 - Rs. 425
- SMS Alerts: Rs. 15/quarter
- Demand Draft: Rs. 25 - Rs. 150
📞 Customer Care Numbers
Toll Free
1800-11-2211
General Helpline
1800-425-3800
NRI Services
1800-11-2211
Credit Card
1800-180-1290
Corporate Banking
1800-425-0101
SWIFT Code: SBININBB
IFSC Format: SBIN0XXXXXX